10 reasons why it's easy and affordable to buy a new home

1. Payments that look like rent.
It's possible to buy a new home for a monthly payment that is comparable to renting. And when you own your own home, you're investing for the future, instead of throwing money away on rent.

2. No big down payment needed.
You don't need a big down payment to buy a new home. Often, 100% financing with no down payment is available, or the down payment required is very small.

3. Financial assistance is available to buy a new home in Houston.
There are also many programs that give qualified home buyers thousands of dollars for down payments and other expenses. Learn more in our Help & Advice section.

4. You don't need to be a U.S. citizen to buy a home.
There is no requirement to be a U.S. citizen to buy a home or to take out a private mortgage. Citizenship is required to take out a government-backed mortgage, but there are many other easy and affordable options available.

5. Established credit, or perfect credit, are not required.
It helps to have good credit, but home builders and lenders understand that some home buyers may not have established credit histories. That's why they consider other evidence of your ability to meet financial obligations, such as rent and utility payments.

6. Home builders and lenders welcome the Hispanic community.
Many have Spanish-speaking sales counselors, and Spanish versions of their websites.

7. Realtors are welcome.
If you are working with a real estate agent, he or she will be warmly welcomed by home builders.

8. The benefits of new construction.
From carpet and appliances, to air conditioners and roofing, everything is new, and you get a warranty to protect you.

9. New homes are designed for the way you live.
Today's floor plans are bright, spacious and open. You can enjoy your best family moments together, and there's also a back yard to play in.

10. Better schools, better recreation.
New communities are located in some of the very best school districts, and many have parks and trails to help every member of the family stay healthy and happy.

With so many good reasons, why wait to find your new home?

Looking for assistance programs, credit checklists, your credit score, tax breaks, avoiding financial scams and other financial articles? Find out more about financing your home. Know your market as your begin to look for homes in Texas.